KPay Business Account

During the promotion period, merchants who join the KPay Plus or Growth Plan can open a KPay Business Account for free and enjoy the following benefits*:

  • T+1 express settlement
  • 0.1% rebate on offline Visa and Mastercard transactions
  • Waiver of account opening fee and low balance service fees
  • HKD 4 per FPS/ACH transfer, with the first transfer free each day
  • No daily settlement fees
  • First 120 transactions via FPS transfer free of charge (worth HKD 600, Growth plan only)
  • 12 times T+0 settlement service fee rebate within one year (Growth plan only)

*Offers only apply to merchants who settle through their KPay Business Account. T+1 settlement service is only available to merchants currently on a T+2 settlement cycle.

Last Updated: Oct 2025

Enjoy HKD 1,000
KPay points rewards

Eligible merchants who successfully apply for KPay offline payment service and complete the installation of the payment terminal within the promotion period will receive KPay points rewards with a total value of HKD 1,000. The rebate will be settled within 180 days from the installation date and issued in the form of KPay points, which will be automatically used daily to offset transaction fees until fully utilized.

Activate KPay Payment Link service for free (value of HKD 1,800) to accept online and payments anywhere.

Employee’s compensation insurance discount

Upon successful subscription to the KPay Pro Plan, you’ll enjoy a 12% discount* on designated labour insurance products — helping you protect your staff and business operations at a more favourable rate.

*Offer is subject to Terms and Conditions. For details, please refer to: https://www.kpay-group.com/edm/general/fnbplantnc.pdf

“Scan To Order” function

With the Plus Plan or Growth Plan, you can access the “Scan To Order” feature. Customers simply scan the QR code on the table to browse the menu, place orders, and complete payment on their own. Orders are instantly sent to the smart POS system and the kitchen, greatly improving ordering efficiency and accuracy. This feature also supports multiple languages and payment methods, helping reduce labor costs and order errors, shorten customer waiting time, and boost restaurant efficiency and table turnover rate.

Data Sim Card

Receive 1 data sim for your POS machine upon your successful application within the contract period. No more hustle for using the internet.

KConnect
HKD 1,000 Cash Voucher

With the KConnect cash voucher, you can purchase various software services on KConnect, our one-stop business management platform with discounted offers. Our wide range of SaaS including cloud POS system, WhatsApp Business API marketing system, KOL marketing service, digital CRM and loyalty program.

*Offer applicable to the Growth plan only.

Frequently asked questions

The promotion is only applicable to New KPay merchants those whose business registration number used for the application has not held or cancelled the payment service provided by KPay in the past 6 months, starting from the application month.
If the merchant voluntarily or involuntarily terminates the KPay payment service contract for any reason during the subscription period, the subscription will expire on the termination date. The remaining free subscription period will not be compensated, refunded, replaced/exchanged for cash, goods, other memberships/membership points, rewards or benefits, or issued in any other form of currency of equivalent value to the merchant.
If the merchant voluntarily or involuntarily terminates the KPay payment service contract for any reason during the contract period, the remaining usable data will not be compensated, refunded, replaced/exchanged for cash, goods, membership (or points), rewards, privileges, or any other currency of equivalent value.