
KPay Business Account
During the promotion period, merchants who join the KPay Plus or Growth Plan can open a KPay Business Account for free and enjoy the following benefits*:
- T+1 express settlement
- 0.1% rebate on offline Visa and Mastercard transactions
- Waiver of account opening fee and low balance service fees
- HKD 4 per FPS/ACH transfer, with the first transfer free each day
- No daily settlement fees
- First 120 transactions via FPS transfer free of charge (worth HKD 600, Growth plan only)
- 12 times T+0 settlement service fee rebate within one year (Growth plan only)
*Offers only apply to merchants who settle through their KPay Business Account. T+1 settlement service is only available to merchants currently on a T+2 settlement cycle.

Last Updated: Oct 2025
Welcome Offer 1
Enjoy HKD 1,000
KPay points rewards
Eligible merchants who successfully apply for KPay offline payment service and complete the installation of the payment terminal within the promotion period will receive KPay points rewards with a total value of HKD 1,000. The rebate will be settled within 180 days from the installation date and issued in the form of KPay points, which will be automatically used daily to offset transaction fees until fully utilized.

Welcome Offer 2
Use Payment Link for free
Activate KPay Payment Link service for free (value of HKD 1,800) to accept online and payments anywhere.

Welcome Offer 3
Employee’s compensation insurance discount
Upon successful subscription to the KPay Pro Plan, you’ll enjoy a 12% discount* on designated labour insurance products — helping you protect your staff and business operations at a more favourable rate.
*Offer is subject to Terms and Conditions. For details, please refer to: https://www.kpay-group.com/edm/general/fnbplantnc.pdf

Welcome Offer 4
“Scan To Order” function
With the Plus Plan or Growth Plan, you can access the “Scan To Order” feature. Customers simply scan the QR code on the table to browse the menu, place orders, and complete payment on their own. Orders are instantly sent to the smart POS system and the kitchen, greatly improving ordering efficiency and accuracy. This feature also supports multiple languages and payment methods, helping reduce labor costs and order errors, shorten customer waiting time, and boost restaurant efficiency and table turnover rate.

Welcome Offer 5
Data Sim Card
Receive 1 data sim for your POS machine upon your successful application within the contract period. No more hustle for using the internet.

Welcome Offer 6
KConnect
HKD 1,000 Cash Voucher
With the KConnect cash voucher, you can purchase various software services on KConnect, our one-stop business management platform with discounted offers. Our wide range of SaaS including cloud POS system, WhatsApp Business API marketing system, KOL marketing service, digital CRM and loyalty program.
*Offer applicable to the Growth plan only.

Frequently asked questions
All the above offers are subject to terms and conditions, for more details visit here. Terms and conditions for KPay Business Account Offer, please visit here.